By using the Cash Advance Naos - Get Loans loan matching service operated by Naos Finances LLC ("Company," "we," "us," or "our"), you consent to receive disclosures, notices, and other communications in electronic form. This E-Consent applies to all interactions with us, including loan applications, account communications, and marketing (where permitted by law).
1. Scope of Electronic Delivery
You agree that we may provide you with the following in electronic form:
- Disclosures required by federal and state law, including but not limited to the Truth in Lending Act (TILA), Equal Credit Opportunity Act (ECOA), Gramm-Leach-Bliley Act (GLBA), and Electronic Signatures in Global and National Commerce Act (ESIGN)
- Loan application confirmations, status updates, and loan offers
- Agreements, terms of use, privacy policies, and other legal documents
- Account statements, notices of changes, and other account-related communications
- Marketing and promotional materials (where you have opted in or where permitted by law)
2. Consent to Electronic Communications
By checking a box, clicking "I Agree," submitting an application, or otherwise using our Service, you affirmatively consent to:
- Receive all disclosures and communications from us and our lending partners in electronic form
- Conduct transactions electronically, including signing documents and authorizing actions
- Have your consent apply to all future disclosures and communications unless you withdraw consent as described below
3. Hardware and Software Requirements
To access and retain electronic disclosures, you must have:
- A device (computer, tablet, or smartphone) with internet access
- A current web browser (e.g., Chrome, Firefox, Safari, Edge) with JavaScript enabled
- Software capable of displaying PDF files (if applicable)
- An active email address
- Sufficient storage to save or print electronic documents
We will notify you of any material changes to these requirements. If you are unable to meet these requirements, contact us to request paper copies.
4. Withdrawal of Consent
You may withdraw your consent to receive electronic communications at any time by contacting us at [email protected] or through our Contact page. Withdrawal of consent will not affect the legal validity of electronic communications provided before withdrawal. After withdrawal, we will provide communications in paper form. Withdrawal may limit your ability to use certain features of the Service.
5. Updating Contact Information
You must keep your email address and other contact information current. To update your information, contact us or log into your account (if applicable). We are not responsible for communications that fail to reach you due to outdated or incorrect contact information.
6. Requesting Paper Copies
You may request a paper copy of any electronic disclosure at no charge by contacting us. We will provide the paper copy within a reasonable time. Requesting paper copies does not constitute withdrawal of your electronic consent.
7. Electronic Signatures
You agree that your electronic signature (including typing your name, clicking "I Agree," or using other electronic means) has the same legal effect as a handwritten signature. You represent that you have the authority to sign on behalf of yourself and any entity you represent.
8. Consent to Contact
By providing your telephone number(s) and email address, you consent to receive calls (including autodialed, prerecorded, and/or artificial voice calls) and text messages from us, our affiliates, and our lending partners at the numbers you provide, including wireless numbers, regarding your application, account, and loan offers. Message and data rates may apply. You may opt out of marketing calls and texts at any time. Consent to contact is not required to obtain our services.
9. Federal ESIGN Act Compliance
This E-Consent is provided in compliance with the Electronic Signatures in Global and National Commerce Act (15 U.S.C. § 7001 et seq.) and applicable state laws. You acknowledge that you have read and understand this disclosure and consent to conduct transactions electronically.
10. State-Specific Disclosures
Certain states may require additional disclosures. Where applicable, we will provide state-specific electronic consent disclosures as part of the application process or in separate communications.
11. Contact
For questions about this E-Consent or to withdraw consent, contact us at:
Naos Finances LLC
901 W Ash St, Columbia, MO 65203-2635
Phone: (720) 924-4186
Email: [email protected]
Contact Form